For Scheduled Caste, Scheduled Tribe and OBC households
Find the schemes you actually qualify for
India runs 4,736 welfare and credit schemes. We check you against their published rules, work out what a loan really costs, and name the office that can pay it.
No account. No Aadhaar number. Nothing saved unless you ask.
Sunita · Ballia, Uttar Pradesh · SC · household income ₹2.8L
3 schemes matched
Micro Finance Scheme
NSFDC · ₹1,20,000 at 6% a year · repaid quarterly over 7 years
- You repay, each quarter
- ₹12,568
- Interest, over the whole term
- ₹17,272
- The same ₹1,20,000 from a moneylender at 60%
- ₹1,08,000
₹90,728
The difference between this scheme and the moneylender down the road, on the same loan, over the same seven years.
UP Scheduled Castes Finance & Development Corporation, Ballia district office — 4.2 km away, and still holding undeployed funds.
A real result from the engine, for a real profile. Nothing here is illustrative.
- NSFDC
- NBCFDC
- NSKFDC
- myScheme
- MoSJE
Ask it the way you would ask a person
Type or speak in your own language. Every rupee on the screen is calculated from the scheme's published rate — never written by a model.
I want to open a tailoring shop. I need ₹1.2 lakh. Is there anything for me?
Yes. The cheapest for you is the Micro Finance Scheme — up to ₹1,40,000 at 6%, and 5% for women. On ₹1,20,000 that works out at:
- Each instalment
- ₹12,568
- Total interest
- ₹17,272
- A moneylender at 60% would take
- ₹1,08,000
Not only loans
A household needs a roof, a pension, a scholarship and treatment money — often in the same month.
No app. Just WhatsApp.
Scan the code and the same assistant answers on your phone, in your language — voice notes included. Nothing to install, and nothing to sign up for.
Find out in two minutes
Answer only what you are comfortable answering. You will get a ranked list with the reason for every match, and the nearest place that can actually pay.