District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan
The scheme offers loans up to ₹10,00,000/- for housing, house construction, and repair/extension purposes, at a 12% interest rate to provide financial aid to citizens for housing needs.
What you get
- Access to Loan: Up to ₹10,00,000/-. - Interest Rate: 12% (subject to change).
Who can apply
- The beneficiary should be a resident of Tamil Nadu.
- Loans should be applicable only for Housing/ House Construction/ Repair Extension.
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Who cannot apply
How to apply
Offline
Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches. Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required). Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority.. Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
Documents to carry
- Identity proof (Aadhaar, PAN card, etc.).
- Address proof.
- Property Documents (Proof of ownership/ Property Deed, etc.)
- Any other documents (if required).
Details
The "District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, provides financial assistance to citizens for housing construction, repair, and extension. The maximum loan amount offered is ₹10,00,000/- with an interest rate of 12% (subject to change).