Avsarathi
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National Disabled Finance and Development Corporation

The objective of this scheme is to make Persons with Disabilities self-reliant by providing loan facilities through the Himachal Pradesh Minority Finance and Development Corporation (Channelizing Agency) within the State for establishing self-employment ventures.

What you get

Loans of up to ₹25,00,000/- are provided for establishing various businesses at an interest rate of 5% to 8%, with an additional 1% interest concession for women with disabilities.

Who can apply

  1. The applicant should be a resident of Himachal Pradesh.
  2. The applicant should be an unemployed Person with Disability.
  3. The applicant should have a disability of 40% or more, certified by a competent authority.
  4. The applicant should have an annual income of less than ₹3,00,000 in rural areas or ₹5,00,000 in urban areas.

Who cannot apply

How to apply

Offline

Step 1: Fill the prescribed application form and attach the disability certificate, income certificate, project estimate for the proposed work, and surety documents. Step 2: Submit the completed application to the District Welfare Officer or Tehsil Welfare Officer for onward submission to the concerned authorities.

Details

The Scheme &quot;National Disabled Finance and Development Corporation&quot;, launched by the Department of Social Justice and Empowerment, Government of Himachal Pradesh, aims to make Persons with Disabilities self-reliant by providing loans for self-employment through the Himachal Pradesh Minority Finance and Development Corporation. <br>