Term Loan Scheme- Credit Line 1 for Minority Community

1. Under the scheme, Nigam provides loans of up to ₹20,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.

1. The applicant should be a permanent resident of Haryana.
   1. The age of the applicant should be between 18 and 55 years.
   2. The annual family income of the applicant should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area).
   3. The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
   4. The applicant should have a Parivar Pehchan Patra (PPP ID).

Online

> Registration Process on Antyodaya-SARAL Portal:

Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. Step 02: If the applicant is not registered on the portal, he/she gets registered there. Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’. Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process. > Login to apply for the scheme:

Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering. Step 02: Enter Password & Captcha and click on ‘Login’. Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’ Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form. Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID. Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify” Step 07: Fill in all the mandatory details and upload all the mandatory documents. Step 08: Preview the application form and click on ‘Submit’. > Tracking of Application:

Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

The scheme "Term Loan Scheme- Credit Line 1 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to ₹20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability. This applies to those with an annual family income of up to ₹98,000/- in rural areas and ₹1,20,000/- in urban areas. Applicants must be permanent residents of Haryana and belong to minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.